🇳🇬
Nigeria
NGN Settlement
Rate
1,605.50
Payout Sent
Payout Sent
Just Now

Borderless

Infrastructure
for Emerging Markets.

Automate cross-border collections, disbursements, and FX conversions

USD/NGN
1,540.25
GBP/NGN
1,940.50
EUR/NGN
1,680.10
KES/USD
132.50
ZAR/USD
18.90
WHY CHOOSE MONIRATES

Value
Proposition

Pan-African Coverage icon
GLOBAL REACH

Pan-African Coverage

Connect instantly to major markets including Nigeria, Ghana, Kenya, Cameroon, and beyond. One integration, endless corridors.

Transparent FX icon

Transparent FX

Real mid-market rates. No hidden charges. No inflated conversions.

Reliable Infrastructure icon

Reliable Infrastructure

Backed by trusted MNOs and banking partners like Stanbic, Safehaven, Vodafone, Airtel, MTN, and M-Pesa.

API-First Core icon

API-First Core

Integrate our robust API suite into your product and scale without technical debt.

API Code SnippetAPI Code Snippet Mobile
Built for Hyper-Scale icon

Built for Hyper-Scale

Our architecture is designed to handle peak loads effortlessly. APIs and business accounts that adapt dynamically to your transaction volume, whether you're processing hundreds or millions.

Compliance icon

Compliance

KYC & AML built into every transaction.

Real-Time icon

Real-Time

Instant settlement across corridors.

Flat Pricing icon

Flat Pricing

No percentage-based hidden fees.

WHAT WE SELL

Core
Offerings
OUR CORE

B2B OFFER

High-precision financial rails divided into four pillars of value. Engineered for Same Day, T+0/1 settlement and zero-slippage conversion.

Fiat Wallet

Fiat Wallet icon

Multi-currency ledger accounts optimized for local collections, local payouts, and instant cross-border settlements.

NGNGHSUSDEURGBPXAFXOFKESMWKRWFTZSUGXZMW
TX IDSTATUSAMT
#003CPending- 200.00
#442FSuccess+ 8,900.00
#882ASuccess+ 4,200.00
#A19DPending- 520.00
#B7E1Success+ 1,350.00
#C44FSuccess+ 6,780.00

Stablecoin

Stablecoin icon

Direct Onramp and Offramp. USDC/T to USD settlement to 100+ countries. Multi-chain support for Ethereum, Base & more...

BEST-IN-CLASS RATES
API-FIRST
Multi-chain: Ethereum, Base
FIAT
USDC

Global Settlement

Global Settlement icon

Local currencies to USD global settlement across 100+ countries. Faster settlement and cheaper FX rates designed for fintech's, IMTOs, and global platforms

SPEED
T+0/1
COVERAGE
100+CURRENCIES

Intra-Africa

Intra-Africa icon

Regional rails for local African currencies and direct inbound remittance paths.

CORRIDORS
NGN
>
GHS
KES
UGX
REMITTANCE
GBP/USD/EUR
>
NGN

Liquidity Provider

Liquidity Provider icon

Monirates provides On-demand liquidity powering instant FX, crypto, and fiat settlements across borders. Deep pools, tight spreads, and reliable execution.

PERFORMANCE
99.9%UPTIME
<1.5%SPREAD

Payment Link

Payment Link icon

Create and share secure payment links to collect funds instantly. No integration required. Accept local and cross-border payments with real-time tracking.

INFRASTRUCTURE

Partners
and Affiliates

SUPPORT

FAQ

Monirates is an infrastructure for emerging markets that automates cross-border collections and disbursements.

Fintechs, marketplaces, payroll platforms, remittance companies, crypto-native businesses, and global enterprises operating in Africa.

We offer Fiat Wallets, Stablecoin On/Off-ramps, Global Settlement, and Intra-Africa corridors.

Monirates is primarily built for B2B infrastructure but supports various scale-tier business needs.

You can start by speaking to our sales team or beginning your KYB process through our portal.

Yes, Monirates is backed by trusted MNOs and Tier-1 banking partners with built-in compliance checks.

We support major stablecoins including USDC and USDT on networks like Ethereum and Base.

Let’s get you
Started

Join the fintech revolution that’s connecting Africa to the world.